Fees & Charges

Below are the fees applicable and payable by Seller:

A. Payment from Current and Savings Account

1. Seller is Non-Government

  • B2C (Payment by Retail Customers)
    = Acquirer’s Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee
    = X + 30 sen + 20 sen

  • B2B (Payment by Corporate Customers)
    = Acquirer’s Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
    = X + 60 sen + 40 sen


2. Seller is Government

  • B2C (Payment by Retail Customers)
    = Acquirer’s Fixed Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee
    = 20 sen + 15 sen + 15 sen
    = RM0.50 sen (Fixed)

  • B2B (Payment by Corporate Customers)
    = Acquirer’s Fixed Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
    = 40 sen + 30 sen + 30 sen
    = RM1.00 (Fixed)


B. Payment from Line of Credit Account (Optional)

1. Seller is Non-Government

  • B2C (Payment by Retail Customers)
    = Acquirer’s Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee + Buyer Bank’s Line of Credit Fee
    = X + 30 sen + 20 sen + (0.25% of transaction amount)

  • B2B (Payment by Corporate Customers)
    = Acquirer’s Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
    = X + 60 sen + 40 sen + (0.25% of transaction amount)

2. Seller is Government

  • B2C (Payment by Retail Customers)
    = Acquirer’s Fixed Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee + Buyer Bank's Line of Credit Fee
    = 20 sen + 15 sen + 15 sen +  (0.25% of transaction amount)
    = RM0.50 + (0.25% of transaction amount)

  • B2B (Payment by Corporate Customers)
    = Acquirer’s Fixed Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee + Buyer Bank’s Line of Credit Fee
    = 40 sen + 30 sen + 30 sen +  (0.25% of transaction amount)
    = RM1.00 + (0.25% of transaction amount)


FPX Refund Transaction Fee

Payment from either Current and Savings Account or Line of Credit Account

  • Either B2C (Payment by Retail Customers) OR B2B (Payment by Corporate Customers)
    = Acquirer’s Fixed Margin + PayNet's Processing Fee
    = 20 sen + 30 sen
    = 50 sen (fixed and payable by Seller)