Below are the fees applicable and payable by Biller:

1. Direct Debit Authorisation Fee(*)(**)

• Form Base
  = PayNet’s DDA Fee
  = 2.00


• e-Mandate
  = PayNet’s DDA Fee + (FPX Fee + FPX Seller Bank Margin (X)
  = 1.00 + (Charging base on FPX model + X)
  
  *Fee is applicable for all DDA types (New, Maintenance, Termination))


• Card-Based Proprietary Debit Migration to Direct Debit
  = No Fee

2. Direct Debit Transaction Fee(**)

Debiting from Current or Saving Account

• Government
  = Biller Bank Fixed Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
  = 15 sen + 15 sen + 20 sen


• Non-Government
  = Biller Bank Margin (X) + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
  = X + 30 sen + 50 sen

Debiting from Credit Card Account

• Government
  = Biller Bank's Fixed Margin + (PayNet's Processing Fee + Line of Credit Account Fee) + (Payer Bank's Capture Reimbursement Fee + Line of Credit Account Fee)
  
  = (0.10% of transaction value (min. 3 sen, max 15 sen)) + (0.10% of transaction value (min. 3 sen, max. 15 sen) + 0.10% of transaction value) + (0.10% of transaction value (min. 3 sen, max 20 sen) + 0.25% of transaction value)


• Non-Government
  = Biller Bank Margin (X) + (PayNet's Processing Fee + Line of Credit Account Fee) + (Payer Bank's Capture Reimbursement Fee + Line of Credit Account Fee)
  
  = X + (0.10% of transaction value (min. 3 sen, max. 40 sen) + 0.10% of transaction value) + (0.10% of transaction value (min. 3 sen, max 40 sen) + 0.25% of transaction value)