Fees & Charges
Below are the fees applicable and payable by Seller:
A. Payment from Current and Savings Account
1. Seller is Non-Government
- B2C (Payment by Retail Customers)
= Acquirer’s Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee
= X + 30 sen + 20 sen - B2B (Payment by Corporate Customers)
= Acquirer’s Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
= X + 60 sen + 40 sen
2. Seller is Government
- B2C (Payment by Retail Customers)
= Acquirer’s Fixed Margin + PayNet's Processing Fee + Buyer Bank's Capture Reimbursement Fee
= 20 sen + 15 sen + 15 sen
= RM0.50 sen (Fixed) - B2B (Payment by Corporate Customers)
= Acquirer’s Fixed Margin + PayNet's Processing Fee + Payer Bank's Capture Reimbursement Fee
= 40 sen + 30 sen + 30 sen
= RM1.00 (Fixed)
B. Payment from Line of Credit Account (Optional)
1. Seller is Non-Government
| Fee Type | Amount (RM) per Transaction - B2C | Amount (RM) per Transaction - B2B | Party Paying | Party Receiving |
|---|---|---|---|---|
| Processing Fee | 0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
Acquirer | PayNet |
| Capture Reimbursement Fee | 0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
Acquirer | Buyer Bank |
| Line of Credit Account Fee | 0.25% of Transacted Value | 0.25% of Transacted Value | Acquirer | Buyer Bank |
2. Seller is Government
| Fee Type | Amount (RM) per Transaction - B2C | Amount (RM) per Transaction - B2B | Party Paying | Party Receiving |
|---|---|---|---|---|
| Processing Fee | 0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
Acquirer | PayNet |
| Capture Reimbursement Fee | 0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
0.10% of Transacted Value (min. 3 cent, max. 30 cent) |
Acquirer | Buyer Bank |
| Line of Credit Account Fee | 0.25% of Transacted Value | 0.25% of Transacted Value | Acquirer | Buyer Bank |
Note: Buyer Pays charging model is strictly not allowed for all Sellers (including Government Sellers) that offer payments from Line of Credit Account.
FPX Refund Transaction Fee
Payment from either Current and Savings Account or Line of Credit Account
- Either B2C (Payment by Retail Customers) OR B2B (Payment by Corporate Customers)
= Acquirer’s Fixed Margin + PayNet's Processing Fee
= 20 sen + 30 sen
= 50 sen (fixed and payable by Seller)