01

Interbank GIRO (IBG)

A funds transfer system that enables account-to-account transfers between 42 participating banks in Malaysia.

02

JomPAY

The national bill payment system that lets customers pay registered billers via Internet or Mobile Banking through 42 banks.

03

MyDebit

A domestic debit card scheme that enables point-of-sale payments using ATM cards issued in Malaysia.

04

FPX

A direct-to-bank Internet payment gateway enabling online and e-commerce payments via Savings or Current accounts.

05

Direct Debit

Enables billers and merchants to debit customer accounts on a periodic basis to collect recurring payments.

06

DuitNow

Enables instant transfers to any account or DuitNow ID, such as a mobile number or NRIC.

07

DuitNow QR

Malaysia’s National QR Standard, where any compliant QR code accepts payments from participating banks and eWallets.

08

Shared ATM Network and MEPS ATM

Provides access to funds at more than 10,000 ATMs of participating banks nationwide.

09

Cross-Border Cash Withdrawal

Allows customers of participating banks to withdraw cash abroad at ATMs in selected countries.

10

Smart Card and Certification Services

Provides functional and security testing and certification of chip cards, terminals, mobile payment products and systems.