Who We Are
Our shareholders do not take dividends. Instead, surplus profits are reinvested to ensure Malaysia’s financial market infrastructure remains resilient, competitive and and accessible to all.
Bank Negara Malaysia (BNM) is our largest shareholder, alongside eleven Malaysian financial institutions: Malayan Banking Berhad, RHB Bank Berhad, Public Bank Berhad, CIMB Bank Berhad, AmBank (M) Berhad, Hong Leong Bank Berhad, Affin Bank Berhad, Alliance Bank Malaysia Berhad, Bank Islam Malaysia Berhad, Bank Muamalat Malaysia Berhad, and Bank Kerjasama Rakyat Malaysia Berhad.
Our Vision
Empowering Malaysia’s digital economy.
Our Mission
Trusted enabler of inclusive and collaborative financial ecosystems.
Our Logo
Our Services
01
Interbank GIRO (IBG)
A funds transfer system that enables account-to-account transfers between 42 participating banks in Malaysia.
02
JomPAY
The national bill payment system that lets customers pay registered billers via Internet or Mobile Banking through 42 banks.
03
MyDebit
A domestic debit card scheme that enables point-of-sale payments using ATM cards issued in Malaysia.
04
FPX
A direct-to-bank Internet payment gateway enabling online and e-commerce payments via Savings or Current accounts.
05
DirectDebit
Enables billers and merchants to debit customer accounts on a periodic basis to collect recurring payments.
06
DuitNow
Enables instant transfers to any account or DuitNow ID, such as a mobile number or NRIC.
07
DuitNow QR
Malaysia’s National QR Standard, where any compliant QR code accepts payments from participating banks and eWallets.
08
Shared ATM Network and MEPS ATM
Provides access to funds at more than 10,000 ATMs of participating banks nationwide.
09
Cross-Border Cash Withdrawal
Allows customers of participating banks to withdraw cash abroad at ATMs in selected countries.
10
Smart Card and Certification Services
Provides functional and security testing and certification of chip cards, terminals, mobile payment products and systems.