This Privacy Policy explains how Payments Network Malaysia Sdn. Bhd. (“PayNet”, “we”, “our” or “us”) collects, uses, discloses, stores and protects your personal data in connection with any dealings, communications or interactions you may have with PayNet in the course of our operations and activities.

By engaging, communicating or otherwise interacting with PayNet, you acknowledge that you have read and understood this Privacy Policy. This Privacy Policy is intended to serve as PayNet’s notice under the Personal Data Protection Act 2010 (PDPA), and PayNet may issue additional notices, where required, to supplement or clarify specific processing activities.

PayNet may revise, update or amend this Privacy Policy periodically to reflect changes in legal requirements, regulatory expectations or operational practices. All amendments shall take effect upon publication on PayNet’s website, accompanied by a “Last updated” date and will become effective immediately upon publication.